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Make us a beneficiary of your IRA or other “non-probate” assets

Plan your beneficiaries

Why beneficiary designations are so powerful

Assets not included in your will are called non-probate assets. Examples are 401(k)s, IRAs, life insurance policies, and other accounts. Designating the NCH as a beneficiary can have a big impact and may avoid unwanted taxes for your heirs.

Charitable benefits

Receive an estate tax charitable deduction
Reduce the burden of taxes on your family
Continue to use assets or property during your lifetime
Leave a lasting legacy to NCH

Common gifted assets for beneficiaries

  • IRA
  • 401(k)
  • Life insurance
  • Joint real estate
  • Joint bank accounts
  • Joint property ownership

Designate NCH as a beneficiary to one or more of your accounts.

We have partnered with FreeWill to offer this free online platform that will walk you through the process of setting up your beneficiaries. These gifts have a big impact and can often prevent unwanted taxation.


Leave a legacy gift by investing in NCH

Making a planned gift is a thoughtful way to express your belief in NCH and help further our mission of living a longer, healthier and happier life. Your long-term vision will make a lasting impact, supporting vital healthcare services for the people of Southwest Florida.

Dan and Diane McCaw’s story

Dan and Diane McCaw have become one of the most visible couples in the NCH Center for Philanthropy family. Like many dedicated donors, their first gifts came through the Medical Diplomats Council, an experience that gave them increased exposure to the entire health system. They quickly felt inspired to do more.

One of their most meaningful gifts was supporting upgrades to patient rooms on the Oncology floor at the Baker Downtown Hospital. They also have shared their time and talent. Together they served as honorary co-chairs for the NCH Annual Ball in 2018 and Diane, who had a 25-year career in nursing, has been an invaluable member of the Philanthropy Committee.


With Diane’s personal connection to health care and Dan’s distinctive experience as the CEO of a global employee benefits firm – the two know how to spot a big vision with the potential for extraordinary impact. That happened in a profound way when they learned about plans for a new world-class heart and stroke center at NCH.


“We’ve been in Naples for nearly 25 years and have been honored to support many amazing causes, but the heart and stroke center is one of the most visionary and important projects we’ve seen,” Diane said. “We wanted to give at a more significant level to help make world-class critical care a reality.”
Dan and Diane had already included NCH in their estate plan as members of the NCH Banyan Society, so they knew about the power of leaving a legacy with a planned gift. They simply want to have an even greater impact. “When we revisited our estate plan with this project in mind, we realized we could utilize planned giving to stretch our capacity. It’s actually a gift to us to be able to see our resources put into such meaningful action while we are here, living an amazing life in this community.”

Read more

Frequently Asked Questions

A non-probate asset is an account or other asset that won’t be governed by the decisions you make in a will. Instead, these accounts commonly have an assigned beneficiary that you choose. Types of non-probate assets include many retirement accounts, life insurance, some bank accounts and some assets (like a house or vehicle) that you jointly own with another person.

Yes! Gifts of any size are deeply appreciated. Many people choose to leave a percentage of their estate, which scales up or down with your estate size.

The most commonly gifted non-probate asset is an IRA or 401(k). This is because these accounts are always taxed (even for people below the estate tax threshold). Giving these accounts to charity keeps your heirs from having to pay unexpected taxes.

Yes! Even if you have a will in place you still need to designate beneficiaries for your non-probate assets.

No. You can usually make these easily and at no cost to you. 

Yes. You are always free to revise or update your estate plans.

We’re here to help you meet your goals

Our team would be happy to speak with you in confidence about your giving goals, with no obligation.

Name: Miriam Ross

Title :Director of Development

Phone: 239-624-2015

Email: miriam.ross@nchmd.org

Already included us in your estate plan? Let us know

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More ways to make an impact

Gifts in a will or trust

Donations in your will or trust are (by far) the most popular type of planned gift. Learn more, or get help starting your will (for free!).

Learn more

Popular tax-smart gifts

Many people are increasingly choosing to give non-cash assets, so they can have a bigger impact at less cost to them.

Learn more

Gifts that pay you back

Give assets while providing yourself or others with income for a period of time or distributions at a later date.

Learn more